Jewelry Store Credit Cards Easy To Get

The zales credit card ranked three on our list of 7 easiest jewelry store credit cards to get.

Jewelry store credit cards easy to get.

The easiest jewelry credit card to get is pretty much any jewelry credit card including those from helzberg diamonds iddeal jewelry and zales you have about the same chance of getting all of them because they all are store cards that require fair credit 640 for approval. The blue nile credit card has a standard apr rate of 27 24. Department store cards seem to be some of the easiest store cards to get with bad credit. Next to secured credit cards store or retail credit cards are often the easiest credit card type to obtain due to the limited use of most store cards.

Which jewelry store credit card is easier to get. Jewelry store credit cards can be a good way to finance large jewelry purchases and pay for them over time using a special financing plan. Even those without rewards tend to offer exclusive discounts and coupons making them worthwhile for folks who shop those brands frequently. Jewelry store credit cards can be helpful for certain situations.

Zales credit card has standard apr of 29 4 and the minimum payment for the month is 25. As long as you pay off the balance before the intro apr period ends you ll get away without paying anything extra. Blue nile an online only jewelry retailer offers a credit card that is fairly easy to get approved for and the store is known for its high quality jewelry sold at reasonable prices. Plus as with most store cards department store credit cards are closed loop.

Most jewelry stores offer financing through a store credit card in house financing plans lease to own programs or financing through. That said if you re approaching christmas or a big birthday and want to earn a little extra on the purchases you re going to make anyway a department store credit card at least offers access to a wider range of products than the typical store card. Most major department stores have their own store credit cards the majority of which offer purchase rewards. Your typical retail credit card can only be used to purchase goods from the particular brand for which the card is issued.

And it s rare to find a jewelry store credit card with an annual fee. After 10 months it goes to a regular store card and i wont have the down payment. Kays is easier imo applied yesterday and got approved for 1650 00 with putting 20 down.